General Isabel Medina Acosta 18 Jul
Take Advantage of the Energy-Efficient Housing Program for Green Mortgage Rebates As a mortgage broker in BC, Canada, I am always looking for ways to help my clients save money and live more sustainably. I’m excited to share information about the Energy Efficient programs, an initiative designed to encourage the construction and purchase of eco-friendly […]
Read MoreGeneral Isabel Medina Acosta 11 Jun
In recent weeks, both homeowners and new buyers have benefited from a noticeable drop in fixed mortgage rates. This shift follows a cut in the Bank of Canada’s interest rate, which also influenced bond yields to plummet. As a result, mortgage providers reduced their fixed rates by up to 0.25%. Key Factors Behind the […]
Read MoreGeneral Isabel Medina Acosta 23 May
In British Columbia, an Additional Property Transfer Tax (APTT) is imposed on residential property transfers involving foreign entities. This tax applies to properties located in specific regions, including the Greater Vancouver Regional District, the Capital Regional District, Fraser Valley, Central Okanagan, and Nanaimo Regional Districts. Key Points: Who Pays the APTT? Foreign nationals Foreign corporations […]
Read MoreGeneral Isabel Medina Acosta 16 Apr
In today’s fast-paced world, managing finances can often feel like navigating a maze. Juggling multiple debts, varying interest rates, and monthly payments can quickly become overwhelming. However, there are powerful tools available that can help individuals regain control of their finances and pave the way towards a brighter financial future. Two such tools are refinancing […]
Read MoreGeneral Isabel Medina Acosta 1 Nov
Now that you’ve successfully purchased your first home, it’s time to turn it into a space that truly feels like your own. Here are some tips to help you settle in and make your new house a home: 1. Personalize Your Space: Add your personal touch by decorating the house with items that reflect your […]
Read MoreGeneral Isabel Medina Acosta 1 Nov
Congratulations on getting closer to becoming a first-time homeowner! As you approach the final steps before closing the deal, it’s important to stay organized and informed. Here are some key things to keep in mind: 1. Conduct a final walkthrough: Before closing the deal, take the opportunity to walk through the property one last time. […]
Read MoreGeneral Isabel Medina Acosta 1 Nov
When it comes to buying your first home, financial planning is crucial. Not only do you need to consider the cost of the house itself, but also the additional expenses that come with homeownership. To avoid any financial surprises, it’s important to create a budget that accounts for all of these costs that are between […]
Read MoreGeneral Isabel Medina Acosta 1 Nov
Are you a first-time buyer in British Columbia? Decoding property market trends in the province can be overwhelming, but it’s an essential step in making a well-informed decision when buying a house. So, let’s dive in and explore the current market trends. The first thing to note is that the housing market in British Columbia […]
Read MoreGeneral Isabel Medina Acosta 1 Nov
Choosing the right mortgage broker or lender is a critical step in the home-buying process, especially for first-time buyers. With so many options available, it can feel overwhelming trying to determine which one is the best fit for your needs. But fear not! We’re here to guide you through this important decision. First, take the […]
Read MoreGeneral Isabel Medina Acosta 1 Nov
Navigating the Pre-Approval Process: Preparation and Documentation Congratulations! You’ve taken the first steps towards buying your first home. Now, it’s time to navigate the pre-approval process to ensure you can secure the mortgage you need. This step is crucial because it gives you a clear understanding of how much you can borrow and sets your […]
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